Human Resources Department

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HANDBOOK FOR SUPPORT STAFF


SECTION 3 : BENEFITS
3.7 LONG TERM DISABILITY INSURANCE

You are eligible, after one year of employment at a minimum of 1248 hours, to enroll in the College paid total disability plan. You must continue in a position in which you work 1248 hours or more a year to remain eligible. If you become disabled and are unable to work for a period exceeding six months, you would file a claim with our insurer for this benefit. If the insurer approves the claim, the insurance payments are for 66 2/3 % of your most recent base monthly pay for each month that your disability continues beyond six months. This payment is indexed annually. The 66 2/3 % payment has a maximum of $5,000/month and is reduced by any social security payments you receive for the same disability. While you are on an approved long-term disability, the insurer will pay your life insurance premiums so that your life insurance coverage will continue. In the case of an extended disability, pension premiums will be paid by the insurer if the College was contributing during the month in which you become disabled.

The payments and premium contributions noted above are made directly by the insurer and are contingent upon both the insurer's acceptance of your claim and satisfactory certification of your disability.